Before you think about how to open a bank account, it’s helpful to prepare by knowing what kind of account you want and how the application process works.

For example, you might need a current account to receive your wage or salary as well as any state benefits, or to pay bills and rent/mortgage payments. Alternatively, you might want a savings account to work towards a financial goal.

When shopping for a bank account, it’s also good to keep in mind the potential benefits of different accounts, such as interest and savings rates, overdrafts, and other perks such as cashback and rewards, and the different charges you might have to pay for using the account.

Opening a bank account

Opening a high street bank account can be a simple process – you generally have to apply for the account first, giving a few details such as:

  1. Personal information including your full name, nationality, contact details, date of birth, and national insurance number
  2. Proof of address, like a recent utility bill, mortgage statement or tenancy agreement, a bank statement, or a council tax bill. You might also be required to show how long you’ve lived there
  3. Proof of identity, such as a passport or driving licence. Some banks may accept birth certificates for a child’s or student’s account

Depending on the bank you choose and the type of account you want to open, the bank may run a credit check to examine your financial history. If they accept your application, they’ll notify you and you’ll later receive your debit card and pin number in the post – normally in separate installments. You will probably need to activate your card online or by phone before you can use it.


Please provide the following documents for all Authorized Signatories:

  • Notarized copy of valid passport
  • Original or Certified copy of utility bill / bank statement (must not be older than 3 months).
  • An Application Form
  • Personal CV



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